What is Hairdresser / Barber Shop Insurance and Why It’s Important
Running a hairdressing salon or barber shop means working closely with clients, using specialist equipment, and managing a busy workspace. With risks such as customer accidents, equipment damage, theft, or business interruption, having the right insurance is essential.
Hairdresser / Barber Shop Insurance is designed to protect your premises, equipment, staff, and clients — ensuring your business can continue operating smoothly even if the unexpected happens.
Typical cover includes:
- Public Liability Insurance – Covers you if a client or visitor is injured on your premises.
- Employers’ Liability Insurance – A legal requirement if you employ staff, protecting against workplace injury or illness claims.
- Contents & Equipment Cover – Protects scissors, clippers, styling chairs, hairdryers, and other salon essentials.
- Treatment Risk Cover – Protection if a client suffers an adverse reaction to a treatment or service.
- Stock Cover – Safeguards your products such as shampoos, dyes, and styling items.
- Business Interruption Insurance – Provides income protection if your salon or shop has to close temporarily.
- Buildings Insurance – Covers structural damage to your premises caused by fire, flood, storm, or vandalism.
Having comprehensive insurance in place gives you peace of mind and allows you to focus on your clients and your business.
How Low Insurance Brokers Secures You Affordable Hairdresser / Barber Shop Insurance
At Low Insurance Brokers, we specialise in finding tailored insurance for salons and barber shops at the most competitive rates. Our process is straightforward and effective:
- Understanding Your Business – Assessing your salon or shop’s size, services, and risk profile.
- Comparing Policies – Reviewing quotes from multiple leading UK insurers.
- Negotiating Lower Premiums – Using our expertise to secure reduced rates for your business.
- Tailoring Your Cover – Ensuring your policy includes only the protections you need.
- Managing Claims – Providing full support and guidance in the event of a claim.
Because we are an independent broker, we make insurers compete for your business — guaranteeing you always get the best deal.
Why Hairdressers and Barbers Trust Low Insurance Brokers
- Lower Premiums Without Compromise – Affordable cover with full protection.
- Industry Expertise – We understand the risks faced by salons and barber shops.
- Legal Compliance – Policies always meet UK insurance requirements.
- Wide Network of Insurers – We only work with trusted and reputable providers.
- End-to-End Support – From initial quotes to renewals and claims, we handle everything for you.
With Low Insurance Brokers, you get more than just insurance — you get a trusted partner committed to protecting your salon or barber shop while keeping costs down.
