Home insurance can be confusing, especially if you’re unsure which type of cover you need. Here’s a simple breakdown.
Buildings Insurance:
Covers the structure of your home – walls, roof, floors – and fixtures such as kitchens and bathrooms.
Contents Insurance:
Protects your belongings, from furniture and electronics to clothing and jewellery, against theft, fire, or damage.
Combined Policies:
Offer both buildings and contents cover in one package, often at a reduced cost.
Why You Need It:
Replacing your home or possessions after damage or loss can be extremely expensive. Insurance ensures you’re financially protected.
