What is Contractors All-Risks Insurance and Why It’s Essential
Construction work comes with many risks — from accidental damage to theft, fire, or on-site mishaps. Contractors All-Risks (CAR) Insurance is a comprehensive policy designed to protect both building works and related materials during a construction project.
It covers you for:
- Damage to the contract works (including partially completed projects).
- Loss, theft, or damage to tools, plant, and equipment.
- Materials on-site, in transit, or temporarily stored elsewhere.
- Damage caused by fire, flood, vandalism, or accidents.
- Third-party property damage or injury (often included in liability extensions).
Whether you’re a main contractor, subcontractor, or self-employed tradesperson, CAR insurance ensures you don’t face crippling costs if something unexpected happens during your project.
How Low Insurance Brokers Secures the Best Contractors All-Risks Insurance Deals
At Low Insurance Brokers, we specialise in finding affordable and tailored Contractors All-Risks insurance that matches your project requirements. We work with leading UK insurers to ensure you get maximum protection at the lowest possible cost.
Our process:
- Understanding Your Project Scope – From small refurbishments to large builds, we assess the exact coverage you need.
- Comparing Multiple Quotes – We approach top insurers to secure the most competitive rates.
- Negotiating for Savings – Leveraging our industry connections to reduce premiums.
- Custom Policy Structuring – Ensuring your Contractors All-Risks policy covers your works, equipment, and liabilities.
- Ongoing Support – Assistance with policy adjustments and quick claims handling.
By letting us do the hard work, you can focus on completing your projects without worrying about insurance gaps or overspending.
Why Contractors Choose Low Insurance Brokers
- Lowest Price Guarantee – We always aim to beat your current premium.
- Specialist Construction Knowledge – We understand building site risks inside out.
- Comprehensive Cover – From contract works to hired-in plant and tools.
- Access to Leading UK Insurers – Giving you more choice and better value.
- Hands-On Claims Support – Fast, hassle-free assistance if you need to claim.
With Low Insurance Brokers, you get a strong, affordable safety net for your projects — ensuring your work, materials, and equipment are protected from start to finish.
