What is Factory Insurance and Why It’s Important
Factories are the backbone of production and manufacturing, housing valuable machinery, raw materials, finished goods, and employees. With risks such as fire, machinery breakdown, theft, or accidents, having the right Factory Insurance is essential to keep operations running smoothly.
Factory Insurance is designed to protect your premises, equipment, workforce, and output — ensuring business continuity even if the unexpected happens.
Typical factory insurance cover includes:
- Buildings Insurance – Protection for factory premises against fire, flood, storm, or vandalism.
- Machinery & Equipment Cover – Safeguards manufacturing machines, tools, and plant equipment.
- Stock & Materials Cover – Protects raw materials, semi-finished, and finished goods.
- Public Liability – Covers you if a visitor, supplier, or contractor is injured on-site.
- Employers’ Liability – A legal requirement if you employ staff, covering injury or illness claims.
- Business Interruption – Provides income protection if operations are halted due to an insured event.
- Fire & Explosion Cover – Specialised protection against industrial hazards.
- Theft & Vandalism Cover – Protects against losses caused by break-ins or malicious damage.
With comprehensive cover, your factory remains protected from both everyday risks and major disruptions.
How Low Insurance Brokers Secures You Affordable Factory Insurance
At Low Insurance Brokers, we specialise in finding robust factory insurance policies at the lowest possible rates. Our process is clear, simple, and effective:
- Understanding Your Business – Assessing your factory’s size, sector, and risk profile.
- Comparing Quotes – Sourcing policies from leading UK insurance providers.
- Negotiating Lower Premiums – Using our industry expertise to reduce your costs.
- Tailoring Your Cover – Including only what your factory requires, cutting unnecessary extras.
- Supporting with Claims – Managing the entire process if an incident occurs.
As an independent broker, we work with multiple insurers — ensuring they compete for your business and deliver the best value.
Why Factories Trust Low Insurance Brokers
- Lower Premiums Without Compromise – Strong protection at competitive prices.
- Specialist Industry Knowledge – Experience in manufacturing and production sites.
- Compliance & Peace of Mind – Policies always meet UK legal requirements.
- Wide Network of Insurers – We only work with reputable, trusted providers.
- End-to-End Service – From quotes to renewals and claims, we handle everything for you.
With Low Insurance Brokers, you don’t just get an insurance policy — you gain a partner committed to protecting your factory and keeping production secure.
