1. What is Tradesman Insurance and Why You Need It
As a tradesman, your tools, skills, and reputation are the foundation of your business. But every job comes with risks — from accidental damage to client property, to unexpected injuries on site, or even stolen tools. Tradesman Insurance is designed to protect you against these everyday hazards, so you can focus on your work without worrying about the financial consequences of an accident or claim.
Typical cover can include:
- Public Liability Insurance – Protection if your work causes injury or property damage to a third party.
- Tools and Equipment Cover – Safeguarding the tools you rely on from theft, loss, or damage.
- Employers’ Liability Insurance – A legal requirement if you employ anyone, even temporarily.
- Personal Accident Cover – Financial support if you’re injured and unable to work.
- Contract Works Cover – Protecting your ongoing projects from damage before completion.
Whether you’re a self-employed builder, electrician, plumber, or decorator, Tradesman Insurance ensures you can keep working even when the unexpected happens.
How Low Insurance Brokers Gets You the Best Tradesman Cover for Less
At Low Insurance Brokers, we understand that every trade is different — the risks faced by an electrician are not the same as those of a roofer or landscaper. That’s why we don’t just give you an off-the-shelf policy; we tailor your cover to your trade, your tools, and the way you work.
Here’s how we do it:
- Trade-Specific Risk Assessment – We look at your day-to-day work, the value of your tools, and your project types.
- Market Comparison – We source quotes from multiple reputable UK insurers, ensuring you get the lowest rates available.
- Customised Policy Build – We only include cover that’s relevant to your trade — not paying for what you don’t need.
- Expert Negotiation – We use our broker network to secure prices that are often better than going direct.
- Claim Support – If something goes wrong, we guide you through the claims process to ensure a fast resolution.
We make insurers compete for your business so you end up with the right cover at the right price.
Why Tradesmen Choose Low Insurance Brokers
- Lower Premiums – Thanks to our strong insurer network, we often secure cheaper rates than going direct.
- Tailored Protection – Policies built specifically for your trade and working style.
- One Point of Contact – We handle everything from initial quotes to renewals and claims.
- Access to Top UK Insurers – You benefit from deals with trusted names in the insurance industry.
- Peace of Mind – Focus on your craft knowing your livelihood is protected.
With Low Insurance Brokers, you don’t just get insurance — you get a partner who understands your trade, fights to get you the best deal, and stands by you when you need help most.
