Business insurance is essential for protecting your company against financial loss. Whether you’re self-employed or run a growing enterprise, understanding the right cover can make all the difference.
Why It’s Important:
Unexpected events – from property damage to legal claims – can happen at any time. Without cover, you could face huge expenses.
Key Types of Business Insurance:
- Public Liability Insurance: Protects against claims from customers or the public for injury or property damage.
- Employer’s Liability Insurance: A legal requirement if you employ staff.
- Professional Indemnity Insurance: Covers mistakes or negligence in your professional services.
- Business Contents Insurance: Protects your stock, equipment, and furniture.
Choosing the Right Policy:
Consider your business size, industry, and specific risks. A good broker will tailor cover to your needs.
